The current account is a basic account in EURO currency

By opening a current account, you benefit from products and many services that will facilitate your banking experience.

You have access to your funds 24/7, anywhere and at any time. In addition to the EUR currency account, you can also have accounts in the following currencies: USD, CHF and GBP.

Through the current account, you can perform all banking services using our online platform as well as service points in every city in Kosovo. Some of the services related to your current account are:

Receive your salary and other payments
Deposits and withdrawals of funds
Make various payments within Banka Ekonomike, national and international payments
Bill payments and Gyro payments

Documents required to open a Current Account:

ID or Passport
Proof of residence/address (municipal bill for proof of address)

Banka Ekonomike adapts to your profiles and requirements and for this purpose we have designed several types of Packages, which are a grouping of several banking products and services that have a fixed monthly fee, using several products in packages at a more favorable price than using the products separately.

You can also have 24/7 access to your funds by using your Visa or Master Card Debit card and also using the overdraft limit previously approved by the Bank. In addition to the possibility of withdrawing and depositing funds at ATMs, through your card you can make payments at all POS terminals inside and outside Kosovo as well as make online payments via the Internet.

Also through the current account you can make:

Currency Exchange:

Banka Ekonomike provides currency exchange services in EURO, USD, GBP, and CHF so that you can meet your needs.

and

Direct Debit

Direct Debit is a product that allows you to make automatic payments easily and on a regular monthly basis by signing an agreement with the credit company

The savings account helps you save and at the same time have free funds.

You can open a savings account in the Euro currency, without having to deposit a minimum amount of funds.

The number or deposits and withdrawals from the savings account are not limited and the interest is calculated on a daily basis, while the interest is credited to your account on the last day of the month.

Through the automatic order you can make periodic savings by transferring a fixed amount from your salary.

The savings account is accessible 24 hours a day, 7 days a week, through the E-banking service.

Think about your children’s future, start saving now, so that you have a fund base to take your children towards their education and goal. A children’s savings account can be opened by a parent or legal guardian and guardian of a child up to 18 years old. Deposit at any time and in any amount into your children’s account for free.

The opportunity to save in your children’s account every has a free automatic account
Additional benefits every month from a very favorable interest rate
Security of your funds

Account opening conditions:

• Child’s birth certificate
• Printed ID card
• Opening an account is free

Benefit from Flexi Depozita by benefiting from very attractive interest on your savings for amounts over 500 Eur.

You can deposit funds at any time and in any amount after you have passed the minimum funds threshold.

Through Flexi Depozita you will benefit from interest every month, the interest is calculated on a daily basis, while the interest is credited to your account on the last day of the month.

In addition, Flexi Depozita is accessible 24 hours a day, 7 days a week, through the E-banking service and you can transfer your funds from your current account, or regularly save a certain amount of money through automatic order, without having to come to the bank

Save for a longer period by benefiting from the most favorable interest on your savings. Your funds are safe and the interest benefit is transparent.

• Flexible maturity period from 12 months to 60 months
• Automatic contract renewal
• Security of your funds

Deposit-backed loan
Finance yourself by saving! Use your saved funds as cover for your loan and benefit from savings, financing without spending and interest benefit!

Cheap loan, good interest….

Banka Ekonomike informs all its clients that starting from January 1, 2024 (based on the CBK Regulation on Access to Payment Accounts with Basic Services), the provision of a payment account with basic services for vulnerable categories, with basic services for managing your finances free of charge, comes into effect.

Services included with 0% commission in the Basic Current Account Package:

• Deposit in branch
• Deposit at ATM within the bank / outside the bank
• Withdrawal at branch
• Withdrawal at ATM within the bank / outside the bank
• Direct debit
• Payments via debit card – at payment terminals (POS)
• Payments via debit card – Online/E-Commerce
• Transfers within the bank – at the branch
• Transfers within the bank – E-banking
• Transfers within accounts of the same client – at the branch
• Transfers within accounts of the same client – E-banking
• Account opening
• Account maintenance
• Issuance of E-banking service
• Payment order within the bank

The basic account is offered exclusively in EUR currency only for new and existing individual clients (natural persons).

For more information about the free basic account for vulnerable categories, please visit our nearest branch, or contact the Call Center at 038 500 500 and 049 733 322.

We are pleased to announce that we have launched a new product for students! The student package is designed to offer a current account, debit card and savings account, all without monthly fees.

This product is available to students from the age of 16.

With the student account, students can benefit from:

• Current account without monthly fees, allowing them to manage their finances without unnecessary worries.
• Debit card for safe and easy purchases, offering them a convenient way to use their money.
• Savings account, which allows them to build a safe fund for the future and benefit from interest rates.
• In addition, we offer a special book/brochure for financial education of students, where they can learn about financial management, the importance of savings and how to plan for their future.

Join us today to learn more and begin your journey to successful financial management!