MasterCard Flexi

MasterCard Flexi is a credit card designed to offer you maximum flexibility in managing your daily finances. It is the ideal solution for all those who want to make secure purchases in installments, make online payments, and withdraw funds from ATMs anywhere in the world, always having full control over their expenses.

With MasterCard Flexi, you gain greater financial freedom, being sure that you always have a reliable means of carrying out transactions at any time and wherever you are. The card is accepted globally, therefore it allows you to make payments abroad, whether for holidays, online services or business trips.

What makes this card particularly attractive is the possibility of repaying expenses in installments, dividing them up to 36 months without interest, at all merchants that use Banka Ekonomike POS. In this way, you can make large purchases without having the pressure of immediate payment.

In addition, MasterCard Flexi allows you to withdraw up to 50% of the card limit (if available) from Banka Ekonomike ATMs or counters. For this service, interest is applied according to the bank’s price list, giving you the opportunity to withdraw money immediately when you need cash.

Using the card

MasterCard Flexi is designed to be easy and fast to use in any situation.

Here are some ways to use it:

Payment with POS

You can make payments at points of sale by inserting the card into the POS device or using the contactless function, by bringing the card close to the reader.
For amounts below the set limit, the payment is made immediately without the need for a PIN.
For amounts greater than this limit, a PIN is mandatory, guaranteeing more security for your transactions.

Payment by installments

At merchants that use Banka Ekonomike POS, you can choose the number of installments you want, from 2 to 36 months.
The installment amount is automatically deducted from the card each month, making the process easy and without the need for memory or additional procedures.
This option allows you to make larger purchases, without the need for full payment immediately.

Online Payment

With MasterCard Flexi you can make secure purchases on platforms that use the https protocol.
To complete the payment, you need:
Card number
Expiration date
CVV code
OTP code, if required by the security system.

We recommend that you make purchases only on secure and reliable platforms, to protect your financial data.

Debt payment

After using MasterCard Flexi, each month you will receive a monthly statement where you will find detailed information about:

Total debt to be repaid;
The minimum amount to be paid to avoid penalties;
The payment deadline.
You have several ways to make the payment:

By automatic order, ensuring that the payment is made on time without your intervention

Through e-banking and BEK Mobile from the comfort of your home or office

At Banka Ekonomike branches

Through bank transfer

If you want to avoid interest, pay the total amount of the debt within the specified deadline.

How to apply

To benefit from MasterCard Flexi, the following documents and steps are required:

A valid identification document (ID card or passport);
A monthly income certificate, which shows your financial stability;
An active account at Banka Ekonomike.
The application process is quick and simple:

You can apply directly at any branch of Banka Ekonomike;
Or online, through the electronic form available on the bank’s official website.

VISA PLATINUM – A WORLD FULL OF PRIVILEGES

Banka Ekonomike proudly introduces, for the first time in Kosovo, the metal credit card Visa Platinum.

The Visa Platinum credit card gives you access to your account with an approved credit limit.

With Visa Platinum, you enter a world full of privileges, higher limits, and greater purchasing power.

Benefits of the Visa Platinum credit card:

• Free access to business lounges with Lounge Key: 2 free visits per year for Visa Platinum cardholders at over 1,200 lounges worldwide in the Lounge Key program.
• Priority boarding service with yQ Meet and Assist at international airports: Available in over 240 airports worldwide, up to 15% discount on yQ services. Separate boarding lane with no queues. Offer valid until October 25, 2025, with possible extension.
• Discounts on hotel bookings via agoda.com: Up to 12% discount on accommodation in over 300,000 hotels worldwide. Offer valid until January 31, 2025, with possible extension.
• Up to 35% discount on car rentals from Avis: All Visa Platinum cardholders enjoy up to 35% discount on Avis car rentals. Offer valid until December 31, 2024, with possible extension.
• Insurance services:
• Purchase protection: Insurance against loss, theft, or accidental damage within 90 days of purchase;
• Compensation for flight or baggage delay over 4 hours.
• GCAS – Global Customer Assistance Services:
• Blocking lost or stolen cards;
• Emergency card replacement in case of loss/theft;
• Emergency cash withdrawal in over 27,000 locations worldwide;
• 24/7 phone support for cardholders.
• Assistance with international medical and travel information:
• Travel destination vaccination information;
• Medical institutions in the travel destination;
• Doctor contact and consultation services.