MasterCard Flexi

MasterCard Flexi is a credit card designed to offer you maximum flexibility in managing your daily finances. It is the ideal solution for all those who want to make secure purchases in installments, make online payments, and withdraw funds from ATMs anywhere in the world, always having full control over their expenses.

With MasterCard Flexi, you gain greater financial freedom, being sure that you always have a reliable means of carrying out transactions at any time and wherever you are. The card is accepted globally, therefore it allows you to make payments abroad, whether for holidays, online services or business trips.

What makes this card particularly attractive is the possibility of repaying expenses in installments, dividing them up to 36 months without interest, at all merchants that use Banka Ekonomike POS. In this way, you can make large purchases without having the pressure of immediate payment.

In addition, MasterCard Flexi allows you to withdraw up to 50% of the card limit (if available) from ATMs or Banka Ekonomike counters. For this service, interest is applied according to the bank’s price list, giving you the opportunity to withdraw money immediately when you need cash.

Using the card

MasterCard Flexi is designed to be easy and fast to use in any situation. Here are some ways to use it:

Payment with POS

You can make payments at points of sale by inserting the card into the POS device or using the contactless function, by bringing the card close to the reader.
For amounts below the specified limit, the payment is made immediately without the need for a PIN.
For amounts greater than this limit, a PIN is mandatory, guaranteeing greater security for your transactions.

Installment Payment

At merchants using Banka Ekonomike POS, you can choose the number of installments you want, from 2 to 36 months.
The installment amount is automatically deducted from the card every month, making the process easy and without the need for additional memory or procedures.
This option allows you to make larger purchases, without the need for full payment immediately.

Online Payment

With MasterCard Flexi you can make secure purchases on platforms that use the https protocol.
To complete the payment, you need:
Card number
Expiration date
CVV code
OTP code, if required by the security system.

We recommend that you make purchases only on secure and reliable platforms, to protect your financial data.

Debt Payment

After using MasterCard Flexi, every month you will receive a monthly statement where you will find detailed information about:

Total debt to be repaid;
The minimum amount that must be paid to avoid penalties;
The payment deadline.
You have several ways to make the payment:

By automatic order, ensuring that the payment is made on time without your intervention
Through e-banking and BEK Mobile from the comfort of your home or office
At the branches of Banka Ekonomike
Through bank transfer
If you want to avoid interest, pay the total amount of the debt within the specified deadline.

If you need extra money in your account then credit cards are the right solution for you. Mastercard Flexi , VISA Classic and VISA Gold are credit cards that allow you to access your account in which your credit limit is approved.

Mastercard Flexi, VISA Classic, VISA Gold cards are also dedicated to purchases at any point of sale (POS terminal) in Kosovo and at millions of points of sale anywhere in the world, in stores, supermarkets, restaurants, travel agencies, gas stations and anywhere else where the VISA or Mastercard logo is displayed.

You can withdraw at any Banka Ekonomike ATM, or at any other ATM where the VISA or Mastercard logo is displayed, in Kosovo and worldwide. With credit cards you can also make purchases of goods or services via the Internet.

VISA PLATINUM A WORLD FULL OF PRIVILEGES

Banka Ekonomike introduces for the first time in Kosovo the metal credit card Visa Platinum.

The Visa Platinum credit card is a credit card that provides access to your account where your credit limit is approved.

With Visa Platinum, you enter a world full of privileges, with higher limits and greater purchasing power.

Benefits of the Visa Platinum credit card:

Free visits to business lounges with Lounge Key

2 free visits per year for Visa Platinum cardholders, at over 1,200 lounges in the Lounge Key program worldwide.

Priority boarding service with yQ Meet and Assist at international airports

In over 240 airports worldwide, up to 15% discount for yQ services. Dedicated boarding lane to skip the queues. The offer is valid until October 25, 2025, with the possibility of extension.

Discounts on hotel bookings through agoda.com

Up to 12% discount on accommodation bookings in any of over 300,000 hotels worldwide via agoda.com. The offer is valid until January 31, 2025, with the possibility of extension.

Up to 35% discount on car rentals from Avis

All Visa Platinum cardholders will enjoy up to 35% discount on car rentals from Avis. The offer is valid until December 31, 2024, with the possibility of extension.

Insurance services

Purchase protection: Insurance against loss, theft, or accidental damage within 90 days of purchase;
Compensation for flight or baggage delays exceeding 4 hours.

GCAS Global Customer Assistance Service

Blocking a lost or stolen card;
Emergency card replacement in case of loss/theft;
Emergency cash withdrawal in case of card loss/theft at 27,000 locations worldwide;
24/7 phone support for cardholders.

Assistance with international medical and travel information

For travel destinations: Information on vaccination requirements;
Information on medical institutions in the travel destination;
Contacting a doctor;
Medical consultation.