Banka Ekonomike offers financial support in order to meet your financial requirements for your purposes such as: household appliances, education, vacations, personal expenses, etc.

Loan terms and conditions:

Loan amount: from 1,000 – 100,000 Eur
Loan repayment term: up to 10 years
Up to 15,000 Eur without co-borrower
Up to 35,000 Eur without guarantor
Up to 35,000 Eur without additional pledge/collateral

All you need to do is receive your salary through Banka Ekonomike or bring confirmation from your employer that your salary will be processed through Banka Ekonomike and you can immediately apply for a Private Loan.

Loans are also offered to tenants, self-employed people, and clients who generate income outside of Kosovo.

Easy application procedure. Fast Approval

Required Documents:

• Personal Identification Document
• Employment Contract
• Confirmation from Employer on Salary Processing (if you do not receive your salary through Banka Ekonomike)

The Bank reserves the right to request additional documentation

For further information, please contact our branches throughout Kosovo or call the Call Center at the following contact numbers:

+383 (0) 38 500 500 and +383 49 733 322

Renovation loan

The renovation loan is designed to meet your needs for the arrangement or repair of the premises of your house or apartment.

• Loan amount: up to 500,000 Euros
• Destination: Renovation of the house or apartment, expansion of the existing premises
• Loan repayment term: up to 15 years
• Up to 15,000EUR without co-borrower
• Up to 35,000EUR even without a guarantor
• Up to 35,000EUR without additional collateral or pledge
• Up to 50,000 Eur without mortgage

The bank reserves the right to request additional documentation

Realize your dreams and live in the environment you have always wanted.

Renovate and furnish your home, just as you have always dreamed of.

For further information, please contact our branches throughout Kosovo or call the Call Center at the following numbers:
+383 (0) 38 500 500

Mortgage loans

These are loans intended for the purchase of real estate (land, house, apartment) and for the construction of residential buildings
Long-term investments also offer us such solutions. Buy real estate (land, house, apartment) or build a house and invest in your future.

• Get financing from 10,000 to €1,000,000 Eur
• With repayment period up to 240 months
• Only with co-borrower and without mortgage up to the amount of 50,000 Eur

Required documents for application:

• For the client
• Valid ID or Passport
• Employment contract
  Evidence of other income in the family (if any)
• Bank account statement (if income is not through Banka Ekonomike)

For other parties (co-borrower or guarantor)

• Valid ID or Passport
• Employment contract
• Bank account statement (if income is not through Banka Ekonomike)

*The bank reserves the right to request additional documentation

These are loans intended for various needs.

The loan is allowed up to 100% of the amount of the term deposit in EUR or 110% of the exposure value in other currencies with euro parity.
Attractive interest rates.
The bank reserves the right to request additional documentation.

For more information, please contact our branches throughout Kosovo or call our Call Center at the following contact numbers:
+383 (0) 38 500 500 and +383 49 733 322

These are loans intended for the purchase of new or used cars.

Loan terms and conditions:

• Loan amount: from 5,000 – 50,000 EUR
• Loan repayment term: up to 72 months
• Collateral: financed vehicle
• Down payment: 15% for new cars, 20% for used cars

It is enough to receive your salary through the Economic Bank or bring confirmation from your employer that your salary will be processed through the Economic Bank, and you can immediately apply for a car loan.

Loans are also offered for renters and self-employed individuals.

Simple application procedure.

Quick approval.

Required documents:

• Personal identification document
• Employment contract
• Confirmation from employer regarding salary processing (if you do not receive your salary through the Economic Bank)

The bank reserves the right to request additional documentation

For more information, please contact our branches throughout Kosovo or call our Call Center at the following contact numbers:
+383 (0) 38 500 500 and +383 49 733 322

Overdraft for individuals

If you need additional funds in your account, you can use up to 200% of your salary at any time.

All you need is your ID and Employment Contract.

• No collateral required,
• No guarantor required,

Very quick and easy procedure!

(don’t take out a loan, withdraw from your salary)

Applies to all clients who receive their salary through Banka Ekonomike.