Transfers

International Transfers

Banka Ekonomike, being a member of the SWIFT network, enables businesses to make very fast international transfers, enabling funds to reach the beneficiary within 3 business days, regardless of where they come from or where they are sent.

Banka Ekonomike’s SWIFT code is: EKOMXKPRXXX.

In order for international payments to meet customers’ needs for speed, traceability and transparency, the bank also offers the “SWIFT GPI” service, a service through which we provide our business customers with information about the stages of international transaction execution at any time. Furthermore, the customer is aware at any time of the stage of execution of the transfer they are waiting for (incoming) or the transfer that has been executed (outgoing).

Outgoing International Transfers

You can send international transfers of funds from all our branches or even through the e-banking service. If you would like to make an international funds transfer to one of our branches, please bring the following information with you:

The full name and address of the beneficiary.
The name and SWIFT code of the beneficiary’s bank.
The beneficiary’s account number at the beneficiary’s bank (IBAN if applicable).
The purpose of the payment.

Incoming International Transfers

You can accept international transfers of funds at any time and to any account you have open within Banka Ekonomike. Acceptance of funds can only be made in the currency in which you have opened the account within the bank (EURO, CHF, GBP or USD).

Please provide the following information to companies or individuals who would like to transfer money to you from outside the territory of Kosovo:

International transfers can also be made through the e-banking service 24 hours a day and 7 days a week

The costs for incoming international payments are applied in accordance with our official price list.

Determining the costs of international transfers, whether incoming or outgoing, can be done by selecting one of the three possible options: OUR, SHA or BEN.

Banka Ekonomike – The First in Kosovo with the SWIFT GO service Banka Ekonomike is the first bank in Kosovo to introduce SWIFT GO, an innovative service for fast, secure and low-cost international payments.

Swift GO is an international payment service that facilitates incoming international transfers to many countries around the world. This service is designed to meet customer demands for speed and low cost, eliminating additional fees from intermediary banks and offering high speed in processing transactions and receiving funds within the same day.
The Swift GO service meets your individual and business needs by enabling you to receive international transfers up to the equivalent of EUR 10,000 with a flat fee of only EUR 9.99 for each incoming transfer.

This service is suitable for your business to accept international transfers up to the equivalent of EUR 10,000 and also for your family members in the diaspora who want to send you funds in Kosovo by offering speed, transparency and affordable fixed costs.
To accept incoming transfers via SWIFT GO, it is important that the sending bank is part of the SWIFT GO network. This ensures that the payer has an account with one of the banks that supports this service. To verify if the sending bank is a participant in SWIFT GO, scan the QR Code for the list of participating banks: https://shorturl.at/OvLGg

You can now benefit from SWIFT GO for your incoming international transfers.

For suggestions and complaints please write to us at: kë[email protected] or contact us via the Call Center ☎️ 038 500 500 & 📲 049 733 322, or call the toll-free number: 0800 50505.

Interbank transfers

These types of transfers can be made between clients who have accounts with Banka Ekonomike. The advantage of these types of transfers is the speed of execution, since transactions are made within minutes. It is important that these transfers can be made through e-banking, 24 hours a day and 7 days a week.

Intra-bank transfers are considered if a person or a company to whom you want to make a money transfer also has an account opened at Banka Ekonomike, which also has the following advantages:

The beneficiary of the interbank transfer will receive the transferred funds only within 5 minutes of you instructing the execution of the interbank money transfer.

Through transfers within the bank, you can make:

Interbank transfers through e-Banking, 24 hours a day, 7 days a week
Payments of utility bills within the bank, as well as
Payments through automatic payment orders

KOS – GIRO

Giro payment is one of the most convenient payment methods.

The main use is for payments of public utility bills and regular periodic payments.

This payment method is used for making utility payments such as: ATK, TRUST, KRU, POLICE, COURT, KESCO, PTK, AKP, Customs Service and Insurance Companies.

The invoice for KOS-GIRO is standard and reading is done through special bar code readers.

KOS GIRO payments and institutional payments can also be made through the e-banking service.

Domestic transfers

This service enables the transfer of funds in Euro to and from businesses that have accounts with any bank operating within the territory of Kosovo. Payments can be executed in two ways: standard payments and priority payments (processed within 15 minutes from the moment the transfer data is validated).

Domestic transfers can also be made through the e-banking service, available 24 hours a day, 7 days a week.

Through this service, you can perform domestic transfers to beneficiaries with accounts in any of the banks in Kosovo, in a fast and efficient manner.

You can also execute domestic transfers through your e-banking account.

You may process both priority and standard transfers. Priority transfers are completed within 15 minutes on working days, while standard transfers are executed in different sessions throughout business days.

You can also make all bill payments and KOS GIRO transactions, including