What you sow, you reap! Deposit at Banka Ekonomike and benefit from: • Extremely attractive interest rates on deposits, • Overdrafts with preferential interest charges, • Benefit from packages for individuals or businesses with a host of free services. Visit us, we welcome you! Banka Ekonomike Thinks about you!

Contactless cardsPAY FRIEND TO FRIEND 💳🏦📶 Today life has become very dynamic and this makes time more precious than ever before - Banka Ekonomike takes care of your time; use the contactless card, make payments quickly and easily, and save your time...pay FRIEND TO FRIEND. MasterCard/VISA contactless is an international card linked to the client's account and dedicated to natural or legal persons. This "contactless" card technology offers the opportunity to make purchases at any point of sale (POS terminal) in Kosovo and anywhere in the world where the contactless logo is displayed. Making payments through "contactless" technology: • To make purchases, it is necessary that the card and the POS terminal where the transaction is made are licensed with the technology (NFC – Near Field Communication) where payments are made through radio magnetic waves. • Making payments is enabled at close range where communication is made through the antenna technology that is located on the card. • When making a payment, the user presents the card at close range (up to 4 cm) to the POS terminal and for amounts up to certain limits, the transaction is completed without entering the PIN or signing the receipt. The benefits of using “contactless” card technology are: • Payments are made easily, • Payments are made quickly (no need to read the card from the POS or enter the PIN), • Payments are made securely. The limits for payments with “contactless” cards are set by the MasterCard and VISA brands. The limit for a card transaction, without having to type the PIN, with a Mastercard card is €15, while for a VISA card it is €40. For all payments above these limits, a PIN is required during the purchase. All payments made at POS Terminals in Kosovo are commission-free.

Individual Loan up to 10,000 Eur, VET! Get it today, start paying after 3 months! No co-borrower No guarantor No collateral Fast approval We welcome you! Banka Ekonomike Thinks about you! Call Center | 038 500 500 & 049 733 322

Individual Loans up to 30,000 Eur, with attractive interest rates, without mortgage, fast approval, and PAYMENT TERM UP TO 15 YEARS. You will also benefit from: • E-Banking (free activation) • SMS Banking • Overdraft and • Flexi Card – pay up to 18 installments, without commission and earn bonuses. We welcome you! Banka Ekonomike Thinks about you! Call Center | 038 500 500 & 049 733 322

LET'S GO! Individual Loans up to 35,000 Eur, without mortgage, loan term up to 15 years. For more information, visit the nearest branch, or contact us through the Call Center 038 500 500 & 049 733 322, or email address: [email protected] *The target group of this campaign is all individuals who receive salaries through the banking system in Kosovo. While for the loan value up to 35,000 Eur, without mortgage, only clients who receive salaries from the Kosovo budget and from public institutions/companies can apply. Clients can benefit from the preferential conditions of the campaign by activating at least two of the other services below: Credit card, overdraft, e-banking, SMS notification, SMS Info, SMS Top UP. Banka Ekonomike Thinks about you!

You can realize your plans for a new house or apartment with Banka Ekonomike very quickly, so that you can offer your loved ones the environment they deserve. We offer mortgage loans up to 350,000 Eur with a repayment period of up to 30 years and preferential interest rates. You will also benefit from: • E-Banking (free activation) • SMS Banking • Overdraft and • Flexi Card – pay up to 18 installments, without commission and earn bonuses. We welcome you! Banka Ekonomike Thinks about you! Call Center | 038 500 500 & 049 733 322

SPECIAL OFFER FOR MICRO BUSINESS Loan for MICRO BUSINESS up to 50,000 Eur, with attractive interest rates, without mortgage, fast approval. You will also benefit from: • E-Banking (free activation) • SMS Banking • Overdraft and • Flexi Card – pay up to 18 installments, without commission and earn bonuses. We welcome you! Banka Ekonomike Thinks about you! Call Center | 038 500 500 & 049 733 322

SPECIAL OFFER FOR INDIVIDUALS Individual Loan up to 30,000 Eur, with attractive interest rates, without mortgage, fast approval, and PAYMENT TERM UP TO 15 YEARS. You will also benefit from: • E-Banking (free activation) • SMS Banking • Overdraft and • Flexi Card – pay up to 18 installments, without commission and earn bonuses. We welcome you! Banka Ekonomike Thinks about you! Call Center | 038 500 500 & 049 733 322

If you want to get a Loan for your Business, we have the ideal solution for you, enabling you to achieve your goals very easily and quickly. Business Offer: Business Loan up to 100,000 EUR 0% administrative costs Preferential interest rate Flexi Card (Mastercard) up to 18 installments without commission, earn bonus, with free maintenance for the first year Free E-Banking activation SMS Notification Offer valid until July 15, 2014 For any additional information, please visit one of our branches throughout Kosovo We welcome you!