Summer at Banka Ekonomike is the summer of great opportunities. Every payment during the summer months via Visa Credit and Visa Debit or online payment turns into an opportunity to reward Banka Ekonomike customers. The use of cards and POS terminals automatically becomes part of the campaign that provides various rewards, making every transaction more valuable. Customers who use “VISA” during the campaign period participate in a selection for monetary rewards. Pay with “VISA” and become

• One of 20 possible winners with 20 EUR One of 10 possible winners with 100 EUR One of 5 possible winners with 200 EUR

Part of this campaign will be all individual and business customers of Banka Ekonomike who make payments over 30 euros with VISA debit or Credit at Banka Ekonomike POS terminals but also by paying online. It's your time to be part of winning just one of the many summer prizes with Banka Ekonomike. Every purchase until 31.08.2026 is not just a payment, it's also a chance to win, and Random Pick could make you a winner too.

Every New Business Needs Banka Ekonomike “Start-UP” with Banka Ekonomike and KGF Every successful business starts with an idea. However, the biggest challenge for most new entrepreneurs remains access to financing during the early stages of development. To support the creation and development of new businesses, Banka Ekonomike, in cooperation with the Kosovo Credit Guarantee Fund (KGF), has launched the “Start-UP” campaign, which aims to provide new enterprises with easier access to financing, preferential conditions and ongoing support for the growth of their activity. The campaign will be valid from June 15, 2026 to December 31, 2026 and is dedicated to micro, small and medium-sized enterprises that are in the early stages of development. What does the campaign offer? Financing from €3,000 to €100,000 Credit guarantee up to 80% of the loan amount, respectively up to €80,000 Guarantee term up to 84 months Financing for: Long-term investments Working capital Preferential interest rates More favorable conditions for start-ups Flexibility in payments In addition to financing, beneficiary businesses can also have access to a range of support services: Business account packages E-Banking and SMS-Banking FLEXI Credit Card Business development consultancy Continuous support during their entrepreneurial journey The campaign is dedicated to micro, small and medium-sized enterprises (MSMEs) that meet the following criteria: They are privately owned and without government ownership during the guarantee coverage period They are registered with ARBK They have business experience from the day of registration to 12 months Are owned by at least one citizen or permanent resident of the Republic of Kosovo Investment in ideas of the future At Banka Ekonomike we believe that startups and new businesses are the engine of innovation, job creation and economic development. And when Banka Ekonomike and the Kosovo Credit Guarantee Fund support you, you can easily grow, Start a Business, Grow a Business… Win with Banka EkonomikeBanka Ekonomike and FKGK – closer to entrepreneurs who build the future, from the first day of their business.

Celebrating 25 years with you 25 years ago we started a journey based on trust, commitment and closeness with the client. Today, on this important anniversary, we celebrate this success by bringing an offer that gives our customers more opportunities to realize their plans with favorable terms and simplified procedures. In the context of celebrating the 25th anniversary of Banka Ekonomika, we are pleased to present a special loan campaign for clients from the private sector, created to help you achieve your plans and wishes more easily than ever before. Through this offer in honor of the 25th anniversary, clients can benefit from a loan of up to 25,000 euros, with a repayment period of up to 120 months, which allows them to achieve their plans and financial needs with greater ease and flexibility. How do you benefit from this offer? Loans up to 25,000 Repayment term up to 120 months No guarantor No pledge With quick and easy application procedures Appropriate monthly installments according to your capabilities To be part of this campaign, you must also activate the following services: • Credit card • Package 2 For 25 years, Banka Ekonomike has been with its clients, offering financial support, security and solutions that meet everyday needs. This offer is part of Banka Ekonomika's ongoing commitment to support its clients with competitive financial products and solutions that match their real needs. 25 years of trust, 25 years of partnership, 25 years with our clients

  With Banka Ekonomike, unlimited opportunities, easy loans without guarantees Banka Ekonomike brings a new opportunity to all clients who want to realize their plans with fewer documents and more financial facilities. With the new loan offer, you can benefit from significant amounts, flexible terms and favorable conditions, without the need for a guarantor or collateral. For Public/VIP clients: • Loan up to 25,000 EUR • Repayment period up to 120 months • Without co-borrowers, without guarantors and without collateral Private clients: • Loan up to 20,000 EUR • Repayment period up to 120 months • Without guarantors and without collateral This is the ideal moment to fulfill your goals, whether for home renovation, investment or personal education. Customers can also activate the following services: • Credit Card • Package 2 Example: Loan amount EUR 25,000 Eur Loan repayment period (months) 120 months Nominal interest rate 7.99% Administrative expenses 1% Effective interest rate 8.54% Monthly installment (value) 303.28 Eur Total amount paid 36,393.89 Eur *All individuals who receive salaries through the banking system in Kosovo can apply for this campaign, specifically clients who receive salaries from the Kosovo budget and from public institutions/companies, as well as clients who receive salaries from private institutions/companies - VIP clients. Banka Ekonomike is here to support you with transparency, speed and professional service throughout the application process. Meanwhile, you have until March 31, 2026 to become part of this package. For more information, visit the nearest branch, or contact us through the Call Center 038 500 500 & 049 733 322, or email address: [email protected] For suggestions and complaints, please write to us at kë[email protected] Banka Ekonomike, your financial convenience, trust the opportunity that brings you convenience.

How to get the offer: Follow the Booking.com/Visa link (http://booking.com/index.html?aid=2440045) to be directed to the campaign page. Log in or create an account on Booking.com. Select your accommodation and travel dates. Make sure the cashback amount is displayed in the Price Summary. Select the “Pay Now” option when using the Booking.com/Visa link. Cashback does not apply to “Pay at the property”. Pay with any Visa card (prepaid or non-reloadable cards are not eligible for this promotion). Get your cashback — it will be credited to your Booking.com Wallet 64 days after check-out. Offer is valid for all Visa cardholders for bookings made until May 31, 2026.  

That Banka Ekonomike is providing loans of up to 60,000 for 15 years even without a guarantor Dreams should not wait. With the new offer of Banka Ekonomike, you can realize your personal or family plans with a flexible, simple and unobstructed loan. Without excessive documents, only with co-borrowers. Why choose this loan? Up to 60,000 EUR financing No mortgage No guarantor Repayment term of up to 15 years Quick and easy application process This is the ideal moment to fulfill your goals, whether for home renovation, investment or personal education. This is not just a loan, but it is much more Clients have the opportunity to activate additional services such as: Cartel Credit Overdraft Package 2 Banka Ekonomike is here to support you with transparency, speed and professional service throughout the application process.   Who can benefit? All individuals who receive salaries through the banking system in Kosovo, including: Employees in budgetary institutions Employees of public institutions and companies Employees in private companies - VIP clients   Are you ready for the next step?   Visit the nearest branch of Banka Ekonomike or contact us:   📞 038 500 500 | 049 733 322 📧 [email protected] For suggestions and complaints:   [email protected] And now it's up to you. To be part of this campaign you have until December 31, 2026.

10% cashback for three days during Mastercard Day for Black Friday in Kosovo   Be part of Mastercard Day in Kosovo, from November 28 to 30, 2025. Follow these simple steps:     1. Pay with your Mastercard card in electronics stores During the three days of the campaign (November 28–30), make purchases in electronics stores in Kosovo or abroad. 2. Get 10% cashback, up to €25 per card Every eligible purchase is counted with 10% cashback, up to a maximum limit of €25 per card during the campaign period. The cashback is calculated on the final price you pay, after all discounts offered by the merchant. 3. Get your cashback automatically within 10 days The cashback is credited without any additional action, directly to your digital account, under the name “Mastercard Day cashback”. 4. No registration required The offer is automatically valid for all Mastercard cards for individuals issued in Kosovo: debit, credit and prepaid. (Maestro/Cirrus and Business are not included.) Business categories (MCC) for which the cashback is applied (MCC codes included in the campaign) 5722 – Household Appliance Stores 5732 – Electronics 5045 – Computers and peripherals 5734 – Software stores 5816 – Digital games 5817 – Software applications 5818 – Multi-category digital products 4812 – Telecommunications equipment Experience a Black Friday like no other: priceless. You can find the full rules and conditions here.

The Credit Card that gives you more, the benefits are only for you! It doesn't matter where you get your salary... It matters what you get! And this year, you take the benefits with you, in your pocket, in your wallet, in every purchase, in every transaction! If you don't have a credit card from Banka Ekonomike yet, now is the right time to get it and use it, because the benefits are extraordinary and valid for everyone, no matter where you get your salary! Banka Ekonomike's credit card is your key to more convenience, more rewards, more advantages! Payment options up to 36 installments at Banka Ekonomike POS Terminals. FREE Application Free card maintenance for the first year Opening an account without maintenance for the first year (for customers who receive a credit card and meet the conditions) BONUS 10 EUR on the first transaction (Qualification is made if the first transaction is worth at least 50 EUR) Don't miss this opportunity. Use your credit card everywhere, benefit everywhere! Banka Ekonomike is making it easier for customers to pay without cash and benefit every time they use their card. In the supermarket, at a restaurant, on trips or while shopping online, every use of a credit card from Banka Ekonomike is now rewarded. The campaign lasts from June 1 to December 31, 2025, but the benefits start from the moment you apply. Apply today and be part of a modern payment experience, with real benefits for you!