Every new business needs a Commercial Bank

„Start-UP“ sa Bankom Ekonomike i KGF-om

Svaki uspešan posao počinje idejom. Međutim, najveći izazov za većinu mladih preduzetnika ostaje pristup finansiranju u ranim fazama razvoja.

Da bi podržala stvaranje i razvoj novih preduzeća, Banka Ekonomike je, u saradnji sa Kosovskim fondom za garantovanje kredita (KGF), pokrenula kampanju „Start-UP“, koja ima za cilj da novim preduzećima obezbedi lakši pristup finansiranju, povlašćene uslove i kontinuiranu podršku za rast njihove aktivnosti.

Kampanja će važiti od 15. juna 2026. do 31. decembra 2026. godine i posvećena je mikro, malim i srednjim preduzećima koja su u ranim fazama razvoja.

What does the campaign offer?

Financing from 3,000 to 100,000 euros
Loan guarantee up to 80% of the loan amount, ie up to 80,000 euros
Warranty period up to 84 months
Funding for:
Long-term investments
Working capital
Preferential interest rates
More favorable conditions for startups
Flexibility in payments

In addition to financing, user companies can also have access to a range of support services:

Business account packages
Electronic and SMS banking
FLEXI credit card
Consulting services for business development
Continuous support during their entrepreneurial journey

The campaign is dedicated to micro, small and medium enterprises (MSMEs) that meet the following criteria:

They are privately owned and non-state owned during the warranty period
They are registered with ARBK
They have business experience from the day of registration to 12 months
They are owned by at least one citizen or permanent resident of the Republic of Kosovo

Investing in the ideas of the future

At Banca Ekonomika, we believe that startups and new jobs are the driving force innovation, job creation and economic development.

And when Banka Ekonomike and the Kosovo Credit Guarantee Fund support you, you can easily grow, start a business, develop a business…

Win with Bank Ekonomike Bank Ekonomike and FKGK – closer to entrepreneurs who build the future, from the first day of their business.

Summer with “Visa” from Banka Ekonomike

Summer at Banka Ekonomike is the summer of great opportunities.

Every payment during the summer months via Visa Credit and Visa Debit or online payment turns into an opportunity to reward Banka Ekonomike customers.

The use of cards and POS terminals automatically becomes part of the campaign that provides various rewards, making every transaction more valuable.

Customers who use “VISA” during the campaign period participate in a selection for monetary rewards.

Pay with “VISA” and become

  • One of 20 possible winners with 20 EUR
    One of 10 possible winners with 100 EUR
    One of 5 possible winners with 200 EUR

Part of this campaign will be all individual and business customers of Banka Ekonomike who make payments over 30 euros with VISA debit or Credit at Banka Ekonomike POS terminals but also by paying online.

It’s your time to be part of winning just one of the many summer prizes with Banka Ekonomike.

Every purchase until 31.08.2026 is not just a payment, it’s also a chance to win, and Random Pick could make you a winner too.

Every new business needs a Commercial Bank

Every New Business Needs Banka Ekonomike
“Start-UP” with Banka Ekonomike and KGF

Every successful business starts with an idea. However, the biggest challenge for most new entrepreneurs remains access to financing during the early stages of development.

To support the creation and development of new businesses, Banka Ekonomike, in cooperation with the Kosovo Credit Guarantee Fund (KGF), has launched the “Start-UP” campaign, which aims to provide new enterprises with easier access to financing, preferential conditions and ongoing support for the growth of their activity.

The campaign will be valid from June 15, 2026 to December 31, 2026 and is dedicated to micro, small and medium-sized enterprises that are in the early stages of development.

What does the campaign offer?

Financing from €3,000 to €100,000
Credit guarantee up to 80% of the loan amount, respectively up to €80,000
Guarantee term up to 84 months
Financing for:
Long-term investments
Working capital
Preferential interest rates
More favorable conditions for start-ups
Flexibility in payments
In addition to financing, beneficiary businesses can also have access to a range of support services:

Business account packages
E-Banking and SMS-Banking
FLEXI Credit Card
Business development consultancy
Continuous support during their entrepreneurial journey
The campaign is dedicated to micro, small and medium-sized enterprises (MSMEs) that meet the following criteria:

They are privately owned and without government ownership during the guarantee coverage period
They are registered with ARBK
They have business experience from the day of registration to 12 months
Are owned by at least one citizen or permanent resident of the Republic of Kosovo
Investment in ideas of the future

At Banka Ekonomike we believe that startups and new businesses are the engine of innovation, job creation and economic development.

And when Banka Ekonomike and the Kosovo Credit Guarantee Fund support you, you can easily grow, Start a Business, Grow a Business…

Win with Banka EkonomikeBanka Ekonomike and FKGK – closer to entrepreneurs who build the future, from the first day of their business.

25 years with you, 25,000 Euros for you

Celebrating 25 years with you

25 years ago we started a journey based on trust, commitment and closeness with the client. Today, on this important anniversary, we celebrate this success by bringing an offer that gives our customers more opportunities to realize their plans with favorable terms and simplified procedures.

In the context of celebrating the 25th anniversary of Banka Ekonomika, we are pleased to present a special loan campaign for clients from the private sector, created to help you achieve your plans and wishes more easily than ever before.

Through this offer in honor of the 25th anniversary, clients can benefit from a loan of up to 25,000 euros, with a repayment period of up to 120 months, which allows them to achieve their plans and financial needs with greater ease and flexibility.

How do you benefit from this offer?

Loans up to 25,000
Repayment term up to 120 months
No guarantor
No pledge
With quick and easy application procedures
Appropriate monthly installments according to your capabilities

To be part of this campaign, you must also activate the following services:

• Credit card
• Package 2

For 25 years, Banka Ekonomike has been with its clients, offering financial support, security and solutions that meet everyday needs.

This offer is part of Banka Ekonomika’s ongoing commitment to support its clients with competitive financial products and solutions that match their real needs.

25 years of trust, 25 years of partnership, 25 years with our clients