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Master Card Flexi
MasterCard Flexi is a credit card which gives you access to your account, where your credit limit is approved.
If you need extra money in your account then credit cards are the right choice for you.
 
MasterCard Flexi card is also intended for purchase at any POS in Kosovo and millions of points of sale all over the world, in shops, supermarkets, restaurants, travel agencies, gas stations and anywhere where MasterCard logo is displayed.
 
You can withdraw at any ATM of Banka Ekonomike or at any other ATM where MasterCard logo is displayed, in Kosovo and worldwide. With the credit card MasterCard Flexi you can also make online purchases of goods or services.
Advantages and benefits:
  • Use at points of sale and ATMs worldwide. Access 24 hours a day, 7 days a week. Purchase of goods/services at points of sale of Banka Ekonomike on interest-free instalments. BONUS points up to 1% at merchants who are part of the bonus program. Purchasing goods and services online. The use of credit limit in accordance with your needs,  a period of 45 days to pay the debt. Minimum monthly payment 10% of total liability for that month. Minimum payment 10% of monthly liability. Cash withdrawals up to 50% of credit card limit. Easy management of the card through e-banking.
What does interest-free installment mean?
Interest-free instalment is a possibility provided by MasterCard Flexi cards through which you can purchase products and services on instalments without being charged interest. With this card you can divide payments up to 18 instalments, depending on the merchant.  If the instalment payment is made until the payment day (05 of the coming month) then there is no interest, but if the payment is not made by the due date, then the regular interest of the applicable price list is applied for payment of that month.
Instructions for using the cards
Insert your card into the ATM and then select the desired language (Albanian or English) After selecting your preferred language, enter the card code (PIN) .Upon entering your PIN, select the option for action you desire to perform (withdraw cash, balance sheet, etc.). The ATM always displays the desired selection, so just follow the screen instructions.
Instructions for using the cards at points of sale
To make a purchase at a POS terminal you (you or the seller) should simply insert the card in the terminal. Then, you should enter card code (PIN). After you insert the card on POS terminal, the transaction is successful, and then the seller must give you a bill for signing which remains to the merchant and a second bill which you should keep.
Instructions for using cards online
Instructions for using cards online
To make online purchases firstly you must select the type of card. Then you should enter the card number, the cardholder name, and expiration date of the card. And finally you should enter the three digit CVC code (for MasterCard cards) or CVV2 (for Visa cards), which is found on the back of the card. (PIN code should never be entered for online purchasing. PIN code is used only for purchases at points of sale and for ATM withdrawals). To obtain these cards you must have an account with Banka Ekonomike..